Answer to first question:
There are numerous theories abounding as to how to work this out, but in the end it all comes down to what feels right for you.*
Second question, yes it does, as core strength increases and gut reduces then the setup for a comfortable ride will change, go with what works for you.
*On an related note(sort of) I have seen a BL Factory manual for the mini. This manual describes all the steps to build a mini. One section contains the words (I paraphrase) "Fit the item carefully, adjusting to X, if the next item does not fit properly, adjust first to Y, if item still does not fit, adjust with a hammer."