As someone now in the second half of my 60s and with pretty much everything i want, and if I find I want something I haven't got, I have the wealth to just go out and buy it, I too concur with RR.
Of course, by no mean everyone in their 60s is as fortunate as I am, and every woman in her early 60s has been robbed of a large amount of money by the government as a result of their pensions cheat. I would still consult.