What do you do with your hair? If it's long enough to be that annoying wet it's probably long enough to be plaited and tucked away in your jacket? I guess that's just moving the problem elsewhere by capillary action.
Due to an old injury, I don't have the flexibility in my shoulder to plait my own hair (which is really annoying). if it's pissing it down, I normally put it inside my jacket to the front and left, put my hood up, adjust the hood, put my helmet back on, and am good to go. No issues with peripheral vision, and my hair isn't able to wick the rain down my neck. Keeps me nice and dry for when i crawl into my Bivvi bag.
In really cold weather, I will also have a buff on round my neck, and probably my cold avenger face mask.
I don't like a hood on cycling jackets- peripheral vision and all that. I don't remember wet hair or water down my neck ever being an issue- but I run hot (& sweaty) so stinking like a wet dog damp everywhere is par for the course.
LW&B & I did get pretty cold & wet in Italy last year (was that only last year??) but that was inadequate layers- having dressed for the Italy of my imagination rather than the weather forecast- rather than any lack of hoods.
There is a saying "you pack your fears" if you fear hunger, you carry extra food, if you fear the cold, extra clothes etc... Even if the weather is showing as being bonkers warm and sunny, i always carry something by way of waterproofs on all but the shortest of rides. Being cold and damp is not fun.
J