Depends on exactly which version of the Garmin maps it is. There are several different ones, eg Topo Active or Topo Light etc. Some are all Europe, some just UK. And has been a few updates.
The Garmin Topo includes elevation data. This means it can give you hill shading, which can look quite nice. Also could give you an elevation profile, if you plot a route.
The Openfietsmap has contour lines, but don't think it includes the proper elevation data within the map.
Also a question of style. ie what colours and symbols your prefer.