It's nothing to do with the provider, cos they don't know that till you select(ed) it. I tried four different ATMS (Barclays, Lloyds, Sainsburys, Natwest) and all were the same – it's just not an option anymore. Perhaps it's temporary but that seems unlikely. I don't fancy registering a bank card with the phone, seems too much hassle and too much potential shit to go wrong if I should ever lose the phone or it got stolen. So I went into a shop and got a voucher. I assume the point is to push everyone onto accounts.