Public Health doctors have mostly done the maths.
A pre-menopausal woman, with normal blood pressure, desirable weight, no diabetes, no symptoms and no family history of heart disease, will be VERY unlikely to have a cholesterol worth checking or treating.
Suspect the same is true for men under 40.
If you are on any regular medication, it might be worth asking for a cholesterol check the next time you see your GP, especially if you have any of the risk factors listed above.