On most Garmins, if you choose to "Save" the track, it will compress the track to less than 500 points, and it strips out all of the timestamps. I think its the timestamps that matter for DIY validation, as you need to prove what time you were at each control etc.
So instead, you should always download the "Active log" (which has all of the timestamps) from the Garmin, without saving it.
Or the best option, if you have a Garmin with a memory card, is to set it to log the track to the card. Then it will store it in full detail, with timestamps, as one GPX file per day, and you don't have to worry about running out of memory.