One side note on the OT of car dipped lights, whenever I am out in the car at night I take notice of where my dipped lights are pointing. I will check the beam pattern cuts off well below the rear window of the first car ahead as a guage of the beam being horizontal or lower.
The height of bike lights can also be an issue.
Looking at my bike lights they are all bar mounted and significantly higher then car lights. Therefore to have the equivilent of dipped lights with a horizontal cut off I would need to mount the lights lower lower down.
Currently, even with my 'dipped' light I have to point it low to ensure that it doesn't become dazzling as another road user gets closer. I can't have it horizontal as it is eye level to car drivers.
I was thinking of maybe remounting lights at wheel height, on the forks, as was the case with old bikes. That would sort out being able to have the lights pointing far enough ahead to make use of bright lights and still low enough, with the right beam pattern, to not dazzle drivers or recumbent riders.