Wait, so is this picture supposed to be sarcastic or something? Or did this kind of bike really exist back in the day? Okay now I'm wondering if they had <spammy link> in the 19th century haha. If my memory serves me right, then an insurance is supposed to cover the damages that happen to an object, right? I would say that there are some pretty basic damages that should be in the list like: theft, accidental damage, bicycle liability and rental reimbursement? I know, it sounds a bit silly. It's just that there are still so many things that remain uncovered up until today.