Yet Another Cycling Forum
Off Topic => The Pub => Topic started by: bobb on 15 May, 2009, 01:24:17 pm
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Today I decided it was about time to count up and bank my box full of piss heads pocket as I haven't done it for a while and it was starting to overflow. £117!!!!
It was quite time consuming, but decent digital kitchen scales make life sooo much easier. As I'm a helpful kinda chap, these are the weights you need to know:
100 x 1p = 356g
50 x 2p = 356g
100 x 5p = 325g
50 x 10p = 325g
50 x 20p = 250g
20 x 50p = 160g
20 x £1 = 190g
10 x £2 = 240g
I'd never thought about it before, but it's quite clever how 100 1p coins weigh the same as 50 2p coins etc....
Right I'm off to the bank in a bit - my ruck sack weighs several kilos :P
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Thanks for the heads up - I'll be along to mug you shortly. :P
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I bagged up about £100 of change a few years ago. Didn't have digital scales but I did have some old balancing scales. Did one bag of each and then the rest was done by weight.
Feeling pleased with myself I took it all to the bank (Barclays) only for them to tear open every bag and throw it all in a big counting/sorting machine.
Next time I did it I took the big bag of change in only to be told that they'd got rid of the machine, and they gave me a load of bags to sort/count it myself.
The Coinstar machines in supermarkets charge 5% or so, if you can't be arsed to count/bag everything up then that may be an acceptable fee.
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Thanks for the heads up - I'll be along to mug you shortly. :P
You might be able to mug him but you won't run far with that weight to carry.
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Thanks for the heads up
He's on your tail!
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My bank will only accept 5 bags at a time, hope yours isn't the same or you could be joining the back of the queue a few times.
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It'll be a drive by mugging on my racing bike!
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It was all done with no drama. I was the only person in the bank and didn't get mugged either :P
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TOKaMaK must've had a p*nct*re en route...
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I decided non-violent cunning was a better way to go and bobb didn't see through the disguise - I was the bank teller, yoink!
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The Coinstar machines in supermarkets charge 5% or so, if you can't be arsed to count/bag everything up then that may be an acceptable fee.
I think they were charging 7.5% when I last looked, which I felt was a bit steep.
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The bigger branches of some banks have amachine in the lobby which lets you pay the money straight in to your own account, free of charge (I know HSBC in Kingston do for example)
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oh oh oh, can I can I can I ... start my favorite rant about the UK !!!
oh well since you are so keen :)
One of my earliest memories ...
Is me going down to the bank with my piggy bank and hand it over to the nice lady behind the counter, read my mum :)
And I was even allowed to press the button on this machine. Now let me tell you about this machine, there was no black magic evolved, what did was ...
IT COUNTED THE MONEY FOR YOU !!
Shocking and unheard off I know and the other big shock is that this happened over 35 years ago !!! Way back when the bank still wrote by hand into your little book how much money you had stored away.
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Indeed, especially when a 2 p weighs a quarter and an old half-penny is a 1/16th. Made for the job, almost.
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Annoying thing about modern coins is that they go rusty - coppers used to be useful as, er, penny washers. Things change.
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What do fake coins weigh? Lotofem about.
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Right I'm off to the bank in a bit - my ruck sack weighs several kilos :P
I made this useful spreadsheet from your info.
https://docs.google.com/spreadsheets/d/1flJBbQ-tPUz_NN1Valz8cGmWj2Fjl0z9izVZ--sUmF4/edit?usp=drivesdk (https://docs.google.com/spreadsheets/d/1flJBbQ-tPUz_NN1Valz8cGmWj2Fjl0z9izVZ--sUmF4/edit?usp=drivesdk)
:)
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I did this about a month ago, using a Coinstar machine (8%) with around 3 year's worth of loose change.
£348.54
And a whole bunch of coins it refused to accept - presumably on the basis of them being forgeries.
So they got re-cycled in the canteen till :demon:
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I confess I've given up with change, it's just annoyingly count-y and makes my wallet podgy. So I just dump it all in the charity box.
Though these days I rarely have money or, when I do, the right currency. I'd pretty much be doomed without cards.
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My son is a coin collector (not any old coin - just the various editions of 50p, £1 and £2 coin, of which there seem to be many) so the moment I empty my pockets he's in there rummaging around to see what I've accumulated. Anything left goes into a pot which, when full, goes down to the bank where they have one of those machines that Wascally mentioned. It's usually about £50 straight into the holidays account. The ones at the supermarket take about 7% in "commission" so are to be avoided.
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How can anybody afford to chuck away loose change?! Mine is used to pay for stuff. Like food. I like it when I can hand exact money over the counter.
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I'm not chucking it away. It goes to charity and I don't generate much spare change so it's only a couple of quid a week. I'm not exactly the Bill and Melinda Gates Foundation. One day I hope to have purchased an entire guide dog paw. Someone else will have to pay for the rest of the dog.
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I tend to chuck anything less than a quid in the bin. It's not actually wasteful because the value of the currency isn't in the actual coin itself, it's in what it represents - so by chucking it away I'm counteracting inflation and making all the rest of the money slightly more valuable.
I would lose more money by not working during the time it took to go to the bank than I'd put in my account.
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When Waitrose give you a token to put in a charity box I keep that and bin it as well, if I don't agree with any of the charities, which I usually don't.
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I tend to chuck anything less than a quid in the bin. It's not actually wasteful because the value of the currency isn't in the actual coin itself, it's in what it represents - so by chucking it away I'm counteracting inflation and making all the rest of the money slightly more valuable.
I would lose more money by not working during the time it took to go to the bank than I'd put in my account.
I spend anything of 10p and over. The rest goes in a box which is periodically emptied into one of those Coinstar machines when I'm at Sainsbury's.
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I'd never thought about it before, but it's quite clever how 100 1p coins weigh the same as 50 2p coins etc....
Funnily enough a 2p coin weighs 1/4 ounce and a penny weighs a henry.
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When Waitrose give you a token to put in a charity box I keep that and bin it as well, if I don't agree with any of the charities, which I usually don't.
On the rare occasion I go to Waitrose (primarily to stock up on their unscented handwash and shower gel), I put the token in whichever charity box has the least tokens. I find the popularity contest aspect distasteful.
As for loose change, like Ruthie I tend to spend mine, but I can't keep up with the rate at which barakta (who doesn't have the dexterity to count out coins while holding up a shop queue) generates it - although the rise of contactless payment has greatly helped with that. It gets sorted into jars and occasionally raided for things like exact bus fares, but some really needs to go to a bank.
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My wife is one of those awful use-the-right-change people that's always in front of you in the queue when you need to run to get a train etc. Carefully calculating the payment to the exact penny. It's worse in the US because nothing costs what it says on the price tag because of the bloody practice of adding the sales tax at the till and she doesn't understand their money so has to hold up each coin for me and how much is this one worth? Jesus woman, it was a dime when you last thrust it in my face two coins ago, it's still worth 10c now, and there are people in the queue behind us with guns.
At which point she starts asking them.
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When Waitrose give you a token to put in a charity box I keep that and bin it as well, if I don't agree with any of the charities, which I usually don't.
On the rare occasion I go to Waitrose (primarily to stock up on their unscented handwash and shower gel), I put the token in whichever charity box has the least tokens. I find the popularity contest aspect distasteful.
FWIW, the Waitrose scheme only decides which of the local causes receives the fixed amount (I think it is £1,000, but that may vary). As they are local organisations to the shoppers, and rarely the populist big money charities, I think that makes perfect sense and deserves encouragement, although I rarely bother as I rarely have any preference. you don't have to do anything, it makes no difference to the size of the pot.
So, sorry BenT, your views are always ....interesting, but all you do by binning the disc is to throw away a piece of reusable plastic.
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When I was a PSO, in the days before £1 coins and 20p coins; and before the coins were downsized, I was involved in counting a £1500 rag collection, of which £32 was in notes. We counted each collecting tin (max around£30 iirc). And bagged and banked it all.
I seem to remember that £700 was 10p coins, I certainly made a trip to the bank with a nightsafe bag containing £200 in 10p in coins in either hand.
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I bung all of my change into a repurposed whisky tin when I get home - sometimes there's nothing, sometimes just a few pence, sometimes nearly a fiver.
Once it's full or I'm skint I take it to the Metro Bank and cash it in - they've got coin counting machines and don't charge you anything to use them and you don't need to be an account holder (they have the option to make a donation for charity).
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I don't understand USAnian coins either, though the soft drinks machine in the Battle Mountain Civic Center will make a disapproving noise if you put the wrong ones in.
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When Waitrose give you a token to put in a charity box I keep that and bin it as well, if I don't agree with any of the charities, which I usually don't.
On the rare occasion I go to Waitrose (primarily to stock up on their unscented handwash and shower gel), I put the token in whichever charity box has the least tokens. I find the popularity contest aspect distasteful.
FWIW, the Waitrose scheme only decides which of the local causes receives the fixed amount (I think it is £1,000, but that may vary). As they are local organisations to the shoppers, and rarely the populist big money charities, I think that makes perfect sense and deserves encouragement, although I rarely bother as I rarely have any preference. you don't have to do anything, it makes no difference to the size of the pot.
So, sorry BenT, your views are always ....interesting, but all you do by binning the disc is to throw away a piece of reusable plastic.
I know, but I don't want to favour one over the other. I suppose I could give it to the one with least in but that still endorses that one.
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Or just leave it on the till?
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I don't understand USAnian coins either, though the soft drinks machine in the Battle Mountain Civic Center will make a disapproving noise if you put the wrong ones in.
I don't understand US notes but that's an entire different story, but I find the coins straightforward: pennies, nickels, dimes, quarters. Fifty cent pieces and dollar coins I don't often see these days. I'm not sure why they call 1c coins 'pennies' and I doubt they are either. They're not very exciting though, we like to make pretty pictures with ours, there's are just, well. Hey, look it's a picture of that damn bird again and it's only a matter of time before Trump legalises the hunting of eagles by rich people. Something has to be more exciting than golf (tbh, everything is more exciting than golf).
Dollar bills, I hate, horrid confusing scraggly things that seem invented so demented Americans can thrust them into other people's grubby paws in their pursuit of tipping for every mundane service. That and negotiating with vending machines. Note goes in, note comes out. Admittedly, US vending machines are better with notes than ours, which simply reject notes because they don't like the weather.
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I have read elsewhere USAnians attempting to take the piss out of their northern neighbours because "you've got colored1 money ha ha ha". I believe the polite Canuckistani response is "At least they're not the colour of mould, and they don't need ironing". The less-polite one can safely be left as an exercise for the reader's imagination.
1:sic
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I don't understand USAnian coins either, though the soft drinks machine in the Battle Mountain Civic Center will make a disapproving noise if you put the wrong ones in.
I don't understand US notes but that's an entire different story, but I find the coins straightforward: pennies, nickels, dimes, quarters. Fifty cent pieces and dollar coins I don't often see these days. I'm not sure why they call 1c coins 'pennies' and I doubt they are either. They're not very exciting though, we like to make pretty pictures with ours, there's are just, well. Hey, look it's a picture of that damn bird again and it's only a matter of time before Trump legalises the hunting of eagles by rich people. Something has to be more exciting than golf (tbh, everything is more exciting than golf).
Dollar bills, I hate, horrid confusing scraggly things that seem invented so demented Americans can thrust them into other people's grubby paws in their pursuit of tipping for every mundane service. That and negotiating with vending machines. Note goes in, note comes out. Admittedly, US vending machines are better with notes than ours, which simply reject notes because they don't like the weather.
Yes but you do get the advantage that you rarely have to deal with coins at all. Very few blokes' wallets are designed to deal with coins, and even then none do so well - they always either fall out or get stuck in the corners or are impossible to get out without tipping them which invariably tips everything else out. Those semicircular ones that old folk keep in the pocket of their beige flannel trousers are the best but they don't hold anything else.
Change is something it's too much faff to bother with and it's too much faff investing in a system to cope with it efficiently.
So if you have to buy something in cash in the UK, the difference between its value and that rounded up to the next fiver is basically a write off. In the US, you're only writing off the difference between its value and the nearest dollar, which is much more economical. I do also like how american notes are all the same size, and less tall than british notes, £20s particularly are far too tall.
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I think it's about time we just got rid of 1p, 2p and even 5p coins. Other countries have done it and nobody cares. It all evens out in the end.
I don't know anything about the retail industry, so maybe somebody who does could explain the ridiculous pricing of goods. I mean - if something is £19.99 do they really think I'm not going to buy it if it's a nice, round £20?
Here's an example Gibson 335 for £3,092.96 (https://www.andertons.co.uk/p/ES6316SCNH1/semi-hollow-hollow-body/gibson-1963-es-335-vos-guitar-in-sixties-cherry) FFS. just call it £3,100. If I'm going to spunk 3 large on a guitar, do I really care?
Why do they do that?
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Two 'traditional' answers.
1) It does make things sound cheaper, no matter how silly that is when you actually think about it.
2) It makes whoever is serving you actually open the till. The opportunities for pocketing the note are thus much reduced.
Both are largely outdated. 2 by technology and 1 by decimalisation 39/6 being nowhere near £2.
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I tend to chuck anything less than a quid in the bin.
Whereas I'll stop to pick up a penny in the street!
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Whenever I'm in Waitrose, I try to stuff as many of those green tokens in my pockets as possible. It must cost the supermarket something to get them so I figure if I do this enough, they'll go bankrupt. As everyone knows Waitrose is the posh people's supermarket and posh people are evil, this must be doing a good thing for society.
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If you ever see me in Waitrose I'm lost.
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l-r
Bus/bridge fares - stacks to cash in - Eurotrash
(http://i952.photobucket.com/albums/ae7/fboab/20170604_225325.jpg)
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I don't understand this thread. I just chuck loose change in the self-service tills in shops to pay for what I'm buying. Why collect it? What is the cause of this curious change-collecting fetish?
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My loose change goes in the till as the float.
When there's too much it's bagged up and banked.
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I don't understand this thread. I just chuck loose change in the self-service tills in shops to pay for what I'm buying. Why collect it? What is the cause of this curious change-collecting fetish?
Morrisons used to have ones with a conveyor so you could just pour it in.
I find if you put a handful of coppers in first and then over shoot you get silver out.
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I don't understand this thread. I just chuck loose change in the self-service tills in shops to pay for what I'm buying. Why collect it? What is the cause of this curious change-collecting fetish?
I think it's probably just a force of habit from years gone by.
Whenever I fill my car up with petrol, I still get it to a nice round number, even though I'm obviously going to pay for it by card so it makes absolutely no difference. Just can't help it!
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I do have a big bag of US change because the aforementioned sales tax annoyance. I often stick it in the envelope on the plane, but it still accumulates until my wife makes me stand in the line at a busy store and count it so she can pay $8.73 in loose change.
By and large though, in the UK, I have no cash. I just checked and all I have in my wallet is a £10 note that's been there for a while.
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I don't understand this thread. I just chuck loose change in the self-service tills in shops to pay for what I'm buying. Why collect it? What is the cause of this curious change-collecting fetish?
Some people don't actually ever go to a physical supermarket. Order online.
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I'm trying to think where I use cash these days. Occasionally in the pub, but less so, everywhere seems to have contactless these days. Shops it's always cards. I did buy a cheese toastie at a market the other day. And then a sausage roll. Local taxis is about the only other place I routinely use cash.
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I tend to use cash at my local corner shops. They much prefer cash as they get hammered in transaction charges from their banks when people use cards. I'm sure Tesco can suck it up and of course they have such a high turnover, so the charge on each transaction is very low. But smaller shops don't have that luxury....
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I'm trying to think where I use cash these days. Occasionally in the pub, but less so, everywhere seems to have contactless these days. Shops it's always cards. I did buy a cheese toastie at a market the other day. And then a sausage roll. Local taxis is about the only other place I routinely use cash.
What about the window cleaner? And when you pick up milk on the way home from work?
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Or when you take your car to be cleaned by a bunch of
illegal immigrants eastern European expatriates.... I doubt they'd take a card
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Window cleaner? Is that like fdisk?
Buying milk is why contactless was invented.
Cleaning cars though, that's just crazy talk.
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I'm trying to think where I use cash these days.
I KNEW it! "ian" is HM the Queen - it all makes sense now. :) A true "thought leader" - I doff my cap Sir, I mean Ma'am!
Bagging-up came up in chat with a colleague today. He claimed some massive figure; he had cheated by chucking £2 coins(!) into his jar , but nevertheless depositing £1500 at the bank is quite impressive. :thumbsup:
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Round this way the window cleaner pops a note through the door informing you of the fact that your windows have been cleaned and giving a sort code and account number to send the dosh to.
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I don't understand this thread. I just chuck loose change in the self-service tills in shops to pay for what I'm buying. Why collect it? What is the cause of this curious change-collecting fetish?
Some people don't actually ever go to a physical supermarket. Order online.
Is the change delivered with the groceries?
My corner shop has two self-service tills, BTW. It's convenient when we need some milk, or any of the other things that it's not practical to buy online.
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I use cash in cafés, pubs and taxis.
Much loose change ends up as a tip.
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Window cleaner is paid by bank transfer (as are the cleaner, garden, and the man who does stuff). Milk, I have cupboard-load of UHT stuff lurking in the kitchen and we don't use much as only I drink hot drinks and I eat toast for breakfast and her ladyship buys breakfast on the way to work to maximise her sleep time.
Cleaning cars is indeed the talk of craziness, that's what rain is for*.
Of course, one of the benefits of only occasionally going to the mothership means I loaf around at home and I don't have to pay to take things out of the fridge.
*OK, it occasionally gets cleaned by the men in Sainsbury's car park. But that's on my wife's watch as I don't drive the car and she only goes to Sainsbury's get a particularly brand of sweetcorn which she's strangely addicted to (salad crisp apparently, and it does taste nicer). Seriously though, she looks mental pushing a trolley with 24 cans of sweetcorn, two boxes of cat food (for the charity bin), and occasionally a bottle of gin, so I disassociate myself.
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I don't understand this thread. I just chuck loose change in the self-service tills in shops to pay for what I'm buying. Why collect it? What is the cause of this curious change-collecting fetish?
Some people don't actually ever go to a physical supermarket. Order online.
Is the change delivered with the groceries?
My corner shop has two self-service tills, BTW. It's convenient when we need some milk, or any of the other things that it's not practical to buy online.
I don't know how "corner " your corner shops are but most of the ones I go in are the likes of one stop, that take contactless.
In my experience there's very few of the original quaint ones with a bell on the door, tubs of sweets with weighing scales and run by a little fella with a handlebar moustache.
Can't get much more convenient than just waving your phone at the till.
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So how do you collect change?
I was trying to draw attention to the contradiction inherent in suggesting that online ordering rendered disposal of surplus change difficult, & you've just replied by adding more contradiction. How in the name of all that's metal & spendable does contactless plastic-waving leave anyone with so much shrapnel that it needs bagging up & paying someone to take it off their hands?
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I use cash in cafés, pubs and taxis.
Much loose change ends up as a tip.
Rational.
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So how do you collect change?
I was trying to draw attention to the contradiction inherent in suggesting that online ordering rendered disposal of surplus change difficult, & you've just replied by adding more contradiction. How in the name of all that's metal & spendable does contactless plastic-waving leave anyone with so much shrapnel that it needs bagging up & paying someone to take it off their hands?
You always have to make at least one purchase with cash to some luddite company, but if all the rest of the purchases are contact less or online, there won't be any use for the change that that one luddite shop generates.
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A week or so back I finally found a valid and practical use for contactless. We'd loaned a car to visit pa in law and used the M6 toll. Contactless payment at the plaza made so much sense rather than fumbling with coins and / or notes.
We pay for almost all of our groceries using cash and we buy from small local concerns in the main. Cash in the pubs, cafes and restaurants that we use, the bakery, etc. etc. etc.
I have a four bottle wood? Shepherd Neame carry out crate into which I throw 1p, 2p and 5p coins separated by the dividers in the crate. In the fourth space I put filled bags ready for dropping off at the bank when I can be arsed. It will keep my granddaughter's account ticking over slowly but surely when eventually get to the bloody bank! ;D
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A valid use for contactless is to reduce jersey bulk and weight on bike rides.
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Whenever I fill my car up with petrol, I still get it to a nice round number, even though I'm obviously going to pay for it by card so it makes absolutely no difference. Just can't help it!
That's the filling station challenge, innit? It's either got to be a round number or something like £66.66
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Oh good. Not just me then.
I play the exactly £10, £12.34, £22.22, or whatever, game too. There's not much fun to be had on a filling station forecourt other than that.
One time it went wrong was when I proudly swaggered to the till having stopped the counter bang on 30.00. Only they wanted more than that. When I went back out to check, I found I'd pumped exactly 30 litres, not pounds. :facepalm:
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You always have to make at least one purchase with cash to some luddite company, but if all the rest of the purchases are contact less or online, there won't be any use for the change that that one luddite shop generates.
That's how it works for me too. Don't want the change from the rare cash purchase pulling down my trousers indefinitely, so into the jam jar it goes. I should make a point of spending my round pound coins before October, though.
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I rarely use cash now, and this means I have to hoard coins for the council-run car park at Waitrose, in 60p piles.
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£106 paid in this morning, including £26 in old pound coins. It would have been more (£32 more) but (a) I'd run out of bags and (b) it would have been too heavy to carry.
I rarely pay for anything in cash. Most of the coins paid in today have accumulated over the years (about 25) in different corners of my house. As soon as I think I've found and paid in all the old £1 coins, more come to light. Today was the third lot in the last year.
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When I was a pso we counted and bagged a rag collection of £1300 of which around £30 was in (£1) notes, this was before £1 coins, before 20p coins were in widespread circulation and before the shrinking of the coins. I think over half of it was in 10p coins, I certainly remember turning up at the bank with a night safe bag containing £200 in 10ps in either hand.
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