I use wiggle insurance and opted for the Elite package .... I have my S-Works and Giant TCR fully insured and it costs me £18 per month
I've just bought my son a Canyon Endurace AL (full Ultegra) bike and am in the process of taking out insurance with Wiggle .... replacement value is £1246.00 and the quote for the elite package is £12 per month
they have cheaper options, but the Elite offers a lot more:... also, when you add a 2nd bike, it's a lot cheaper for the 2nd .... I have to take out a seperate insurance for him, as he is over 21 years old
https://cycleinsurance.wiggle.co.uk/You need to send them 2 photo's of the bike, plus a photo of the serial number, and a photo showing the Gold rated lock .... I own an OnGuard D-Lock which is not on their list of approved locks, but they accepted it as I gave them the link to the internet showing them that it is gold rated. I don't leave my bikes locked in public places and they stay indoors at home