IME with low end shimano hyd brakes, the callipers weep oil inside. Virtually invisible to the eye, but the effect is very evident to the ear and in terms of performance. Replacing the pads works for a while, but only replacing the calliper works longer term. Ive got about 2 years of very regular (town) use out of a calliper. The performance is so good, I put up with this pita.
further to the above, I have stripped one of the failed shimano calipers I have. The leak was evidently massive; the pads were absolutely gopping wet with oil.
I can report that there was very clear evidence of corrosion in the grooves that retain the main piston seals. The piston bore and the grooves are bare, unprotected aluminium. There was also a little filiform corrosion on the caliper body, of a sort that is commonly seen if a little road salt gets under the caliper body paint in the winter.
A side effect of the corrosion was that the pistons became sticker than normal, because the groove with the seal in it was only just large enough to contain the seal to start with, and the seal became pushed more tightly against the piston. This meant uneven piston movement and a lack of piston retraction, as well as a worsening leak.
The corrosion in the seal grooves is relatively thick and flakey; oil would have had no trouble in seeping through it and out of the hydraulic circuit. I have seen similar corrosion in caliper bodies that use DOT4 fluid, too. The shimano mineral oil appeared not to provide much corrosion resistance; the corrosion was almost as bad (where it mattered) as with the DOT4 calipers, even though the DOT4 fluid absorbs water and is known to stimulate corrosion.
For commuting/winter training use, especially on roads with road salt, I would describe such failures as 'entirely predictable, and almost inevitable'; there is literally nothing to prevent salty water from penetrating and corroding the vital working parts of the caliper.
The caliper in question was a basic shimano hydro caliper, but the materials and construction used are not dissimilar to more expensive models. As I commented elsewhere in this thread, it is the fate of all hydraulic systems to fail to a leak. If you use them in the winter weather, this counts double, and on the road, more again. I would (without hesitation) describe the design as 'completely unsuitable for UK road conditions'.
If you must use disc brakes for commuting, it probably makes more sense to use mechanical discs. BB5 or BB7 may have their issues, but provided you keep the FPA from seizing, strip and lube the ramps/balls every year or two, and keep the cables in good shape, they ought to last a very long time indeed. Replacing hydro brakes every eighteen months would soon get old, as would the possibility that at any moment they could puke oil over the discs and pads and leave you with basically no brakes...
cheers