I have never seen a frame (no matter how badly neglected) that was significantly damaged through corrosion arising from chipped paint on the dropouts.
Stainless dropouts (and lugs) seem like a great idea until you factor in that to braze these materials, you need to use a different flux, the residues of which are about x10 more corrosive than normal. This sort of thing can cause severe corrosion damage inside a frame. Even if the flux residues are removed entirely, the junction between stainless and non-stainless steel (inside the frame where you cannot see it, or outside if the paint has the slightest flaw) is wont to corrode much faster than normal.
Thus stainless dropouts are OK in dry climates, and/or on frames that have the flux residues completely removed (which is incredibly rare IME) or have been/are regularly heavily treated internally with some corrosion protection.
There are very many other aspects of dropouts that are at least as important as what material they are made from.
cheers