This thread reminded me that I never did get around to insuring my current home contents for 20 years now in a rented property after previous decades of home ownership mortgage related buildings insurance insistance, so I phoned NFU Mutual today.
Got a surprisingly small quote, including 2 x E-bikes + 3 others bikes, whilst at home and out and about (no specific lock requirements, other than locked to an immoveable object - this being rural Wales and not no city scenario?) - and their minimum £25,000 contents cover, which I'm sure I don't need at all - ain't got that much shit? Perhaps? Nah.
However, for various reasons I spoke to 3 different very friendly and efficient "associates" . . .
Unfortunately, their accents were tres tres broad specific Scottish region methinks - and I struggled with persistent requests of "could you repeat that please?"
But it was nevertheless a pleasant and reassuring experience, definitely enhanced by one cheeky chappy (associate), who referred to one of his colleagues as a bit of a wee donkey and called me a superstar!
They got my money and I got me insurance
ps am going to have to brush up on Scottish accents - even though I thought I could 'hear' and get them all, having many varying linguistic friends north of that border