I got one of those brown envelopes from HMRC yesterday, with a letter saying "I have re-calculated your tax payments for the year...."
I'm due a rebate**. Quite a nice rebate. Almost a months salary*!
I know some would rush out and buy N+1, but it's going into the bank to buffer me, as my spending is currently exceeding my income a little each month, what with train fares, building materials and wanting the occasional luxury like coffee and cake and days out. With a bit of luck, it'll stop me worrying about that until the end of the year.
*a piddly amount to many, but significant to me!
** my work recently took over payroll in house, rather than use the services of an outside organisation, and our finance bod thinks they had me under the wrong tax code.