Yeah. When my income crashed a few years ago, I owned a full wardrobe, a few bicycles including a nice new titanium one, a car (shared with Mrs B), a full set of household utensils & the usual consumer durables, furniture, etc., & a house to put it all in. Even if I'd not had savings & Mrs B, I'd have been vastly better off than someone with the same income but who owned little more than the clothes on his back.