Great input everyone. Thank you. Kim's point about bearings is very sound. I've been doing bearings so long I'd forgotten the subtlety of the feel, and that that's not something you can read in a book or get from a YouTube vid.
What prompted this was my offer to fettle bikes for NHS staff wanting to avoid public transport. I was contacted yesterday by an about-to-be-redeployed dentist who has a bike that needs fettling, but rather than put me out wanted to do it herself, and asked to be pointed at suitable online resources. Before I pointed her at anything like that I thought it best to first determine her bike-fu such that I could select a vid pitched at the right level.
Anyhow, I got as far as asking, and she got as far as answering (somewhere between 2 and 3) but by that point I managed to persuade her to let me do it for her.
For the moment, the three bikes I've had have all been moderate quality hybrids in sound order, just needing a little TLC and a tweak or two. All stuff that is distinctly in my 'could almost do it with my eyes closed' territory.
Other valid points above about tools, but typically if you answer 5 or 6 you either have, have had, or have access to suitable toolery.
The increasing choice in componentry will make such a simplistic grading scale difficult to maintain, as noted above. DI2, hydraulics ? Common features on many bikes now but I have zero exposure to bike electronics and next to nothing on bike hydraulics. (Obv I could learn, but there's no need for me to do that right now.)