For the last 2 years I've switched from 46x18(67½") to 46x19(64") for the winter. Now that I've retired, "commuting" means riding across large chunks of Warwickshire, carrying clothes for a day of physical work outdoors. Winter loads are inevitably quite a bit heavier.
When I was working for a living, 7 flat miles away, 46x18 was undergeared for the daily commute, but also overgeared for weekend rides with the local CTC group.
I'm now back to 50x20, the commuting gear from nearly 30 years ago when the bike was new, on 27" wheels. It'll be interesting to see whether it's now low enough...