(bump)
Towergate Wilsons appear to have decided to drop out the 'free' cycling market - (replacement) policy now reads:-
"This insurance provides automatic cover for the following activities
during a Covered Trip provided that you are not participating in
competitions and/or sports tours:
archery, angling, badminton, banana boating, baseball, basketball,
body boarding, bowls, camping, croquet, curling, cycling
(excluding
touring and racing)(*), dog sledding, golf, gymnastics,..."
(*) So, shopping trips are OK then, right?
Off we go searching again.