Riding down to Kings Cross today, I saw a cyclist on a dropped-bar folder, with 20" or maybe 16" wheels. The model was Urban and the make was something like Temas or something? Five letters, anyway. Think it was black, but hard to tell in the dark. Some resemblance in shape to the Tern Verge:
Anyone got any idea what it could have been? He was gone before I could make a proper note.