I would have thought online banking can be done on a phone using the bank's normal website via a web browser, eg Firefox. The same as how I do online banking on my laptop.
That's lucky then, as the bank doesn't have any email address or phone number from me.
I would have thought online banking can be done on a phone using the bank's normal website via a web browser, eg Firefox. The same as how I do online banking on my laptop.
Nope. A lot of banks now use the online banking app itself as a second factor for authentication.
J
That's lucky then, as the bank doesn't have any email address or phone number from me.
That could cause you new problems in the future. Rules are coming in that require a second factor authentication for online payments, which is implemented variously by different banks, but solutions include a texted code, or a pop up request in the banking app on your phone.
I am curious why you feel your bank should only be able to contact you by letter?
J
It could be extremely inconvenient if the bank suspects a fraudulent transaction and the only means of contact is a letter, and your card is blocked until you've responded.
They do, but for the traditional banks there are alternatives to cater for the millions of people who don't have a smartphone. Text or voice message for 2FA and usually website for payment verification.
Only the challenger banks require you to run their app. Last time I looked, Revolut's* website consisted only of an advert for its app and statutory information. You couldn't even open an account without the app. For fairly obvious reasons, their target customers don't include the minority without a smartphone, and certainly not the tiny minority who run a linux phone.
* not strictly a bank, but I would guess Starling, Monzo, etc are similar.
That's not going to work for Hubner... if they don't have a phone number, they can't text or call with the 2fa code.
The website thing doesn't work if it's on the website already. If you are logged into online banking on your laptop and require a 2nd factor, you logging into the online banking website on another device is not going to be it.
The website thing is for payment verification, you make a payment on one website, you verify with the bank and as you're on the web you've obviously got web access. Though at that point you are still going to need 2FA on the bank's website, and there are a small number of banks that still use physical 2FA devices. Unless hubner has one of those (or the bank's app) they are likely to be locked out of online banking very shortly.
Authentification isn't required for every purchase though, just as it isn't with contactless cards.
Perhaps you just make a lot of dodgy purchases? ;)
That's lucky then, as the bank doesn't have any email address or phone number from me.
That could cause you new problems in the future. Rules are coming in that require a second factor authentication for online payments, which is implemented variously by different banks, but solutions include a texted code, or a pop up request in the banking app on your phone.
I am curious why you feel your bank should only be able to contact you by letter?
That could cause you new problems in the future. Rules are coming in that require a second factor authentication for online payments, which is implemented variously by different banks, but solutions include a texted code, or a pop up request in the banking app on your phone.
Okay, I now have a smartphone. Further questions
Google pay, yes/no?
What mp3 playing app should I get? The default is YouTube music, which will play one mp3 from files, but not full albums. I was thinking maybe Apple play as I use iTunes on the computer.
Is there an app for forums? Currently I can read writing ok on yacf, but threads and sub forums are written super small (also, screen does not cleverly resize, so I only see 80% of what I am writing)
Okay, I now have a smartphone. Further questions
Google pay, yes/no?
What mp3 playing app should I get? The default is YouTube music, which will play one mp3 from files, but not full albums. I was thinking maybe Apple play as I use iTunes on the computer.
Is there an app for forums? Currently I can read writing ok on yacf, but threads and sub forums are written super small (also, screen does not cleverly resize, so I only see 80% of what I am writing)
Musicolet for playing music
Tapatalk for forums
I use Google pay but each to their own
Sent from my motorola edge 20 using Tapatalk
I was in exactly that situation last year, when I lost my phone.
You're reminding me of when my housemate lost his phone. He couldn't buy a new one, as in order to do an online payment he need to do the 2fa with his phone to authorise it...
I ended up buying it, and he paid me back...
J
I find it mildly annoying, but your post has prompted me to have a dig around in the settings, and I hope I have turned it off nowMusicolet for playing music
Tapatalk for forums
Really? Never would have guessed...QuoteI use Google pay but each to their own
Sent from my motorola edge 20 using Tapatalk
I detest the fact Tapatalk seems in insist on adding this signature to every post. It's totally unneeded.
J
Also, what is Google pay? Does it wrap my car's (like PayPal) meaning that I could use amex in more shops, or does it just mean that I don't have to use cards like some sort of wild animal?
I don't need to do any of that faff.
Just make sure the phone is unlocked, that's all.
Don't need to open any specific app or anything.
Just wave unlocked phone at card reader and it's done.
I don't need to do any of that faff.
Just make sure the phone is unlocked, that's all.
Don't need to open any specific app or anything.
Just wave unlocked phone at card reader and it's done.
That assumes you only have one card in the device.
And if that's the case. Why the fuck do I get stuck behind people who seem utterly confused by the fact they have to pay, shocked that it is happening, and utterly unable to use the technology they have actively chosen to use. Rather than take a card out their wallet and tap the machine. Hell if you set your wallet right you don't even need to do that... Just tap part of the wallet.
The worst one is when someone is trying to use a ticket barrier and has to check out using the apple pay or Google pay. They arrive ag the gate bewildered that it's happening. Then have to fuck about hunting for the right setting. And then hold the phone in the right place. Meanwhile tapping an oyster card or ov chipkaart ( depending on location) is just a second at most. Tap. And through. Tap the whole fucking wallet in one go. Done. Roll on the next passenger.
J
No, you can have as many as you like, with a default. If you want to use another, you don't have to unlock the phone: wake up the lock screen, the google pay logo appears on the bottom right, tap and you can scroll through the cards you have as methods of payment. As to why, etc, I have it on good authority that there is no cure for stupid.
You can also store anything digital, eg boarding passes, etickets, loyalty cards etc etc
No, you can have as many as you like, with a default. If you want to use another, you don't have to unlock the phone: wake up the lock screen, the google pay logo appears on the bottom right, tap and you can scroll through the cards you have as methods of payment. As to why, etc, I have it on good authority that there is no cure for stupid.
You can also store anything digital, eg boarding passes, etickets, loyalty cards etc etc
Wait. So it doesn't even ask for you to put in your code to unlock the device first ? That's even worse.
J
A reason for my getting a smartphone is a new credit card that I can only activate using the phone app. If I didn't want cashback I could bank exclusively with the coop and use web based banking (and I believe they have linux app).
I certainly wouldn't want a credit card or anything else that can only be activated using a phone app. Nor anything that depends on a phone app to work.
I don't need to do any of that faff.That assumes you only have one card in the device.
Just make sure the phone is unlocked, that's all.
Don't need to open any specific app or anything.
Just wave unlocked phone at card reader and it's done.
;DA reason for my getting a smartphone is a new credit card that I can only activate using the phone app. If I didn't want cashback I could bank exclusively with the coop and use web based banking (and I believe they have linux app).
Wow, how much cashback are you getting that it's worth buying a phone for?
I also use dolphin as my browser of choice, cos of hysterical raisins.does not appear in google play store.
But having been saved from having a 174€ fraudulent payment this week, JNot your money though, unless you'd been negligent, grossly negligent in the words of the FSA who also say it should be credited back to your balance the next working day. That's why I use a credit card and don't have the paranoia about using it on Google Pay, along with a pre-paid debit card. What would be foolish IMO is to have all your cards on there, just as it would to have them all in a wallet.
Not your money though, unless you'd been negligent, grossly negligent in the words of the FSA who also say it should be credited back to your balance the next working day. That's why I use a credit card and don't have the paranoia about using it on Google Pay, along with a pre-paid debit card. What would be foolish IMO is to have all your cards on there, just as it would to have them all in a wallet.
noob question:
My phone has an micro sd card on which I have stored my music. I have connected with a usb to the computer to drop in some new music, but the PC see the phone, but no folders in the phone and no sd card.
How can I get the PC to see the SD card, or how can I otherwise move files to the phone sd card? I could move to google drive and then move off the drive - but how do I set the destination?
Plugging in the SD card is the "simplest" method, unfortunately to get some sort of waterproof certificate the SD card plugs in to the phone from within, so I would need to remove the back panel, remove battery, remove sd, etc ...
Which I would rather not have to do every time I get new music.
noob question:
My phone has an micro sd card on which I have stored my music. I have connected with a usb to the computer to drop in some new music, but the PC see the phone, but no folders in the phone and no sd card.
How can I get the PC to see the SD card, or how can I otherwise move files to the phone sd card? I could move to google drive and then move off the drive - but how do I set the destination?
That was so quick and easy but potentially dangerous considering how easy it is to unknowingly press the button on the side of the mobile.Potentially, though the range is only about 20cm and there's ways to minimise that potential. My phone unlocks with a fingerprint or four digit code and the NFC is off by default. I unlock the phone, open the wallet, turn on NFC from there. Takes a couple of seconds and people waiting till they're at the front of any queue before having their payment method ready are likely to be so however they're paying.
So, as I am concentrating all my n00b questions here:
My phone ha lost my network for making/receiving calls. It can access the internet. I has tried turning data on/off, switching to/from4/5G and briefly it worked but then it topped again. My wife is with same provider and her phone works.
??