A 3-season bag would be fine, it won't be that extreme in October, 4-seaons bags are for -10! You probably even won't have a frost. I tend to use a modular system with a 2-season bag and a down gilet, with optional bivvy bag, but a others have said down is far, far better than synthetic in all respects, and the 1.2kg is what my 2-season down bag weighs - it depends on whether you're a "warm sleeper", I once posted about a Buffalo bag that I had always been cold in, somebody else popped in how excellent they'd always found theirs. In October you'll have to spend a lot of time not cycling so a tent would be better, unless you can just trust to finding a shelter somewhere, eg a barn, and take a bivvy bag.