I checked my bank account last night and had a few hundred more in there what I was expecting. I had received a payment of just over £300 from a source I didn't recognise and wasn't expecting.
I'm always a little wary of these sort of transactions and couldn't get enough detail from the online banking data to know whether it was kosher or not. I was in a meeting in Southend all morning, so thought I'd give the bank a ring when I got home at lunchtime to see if they could tell me where the money had come from.
I came through the front door to find not only Jack waiting to greet me with great delight... but a letter from the bank.
As part of their PPI review, Nat West are reviewing all loans that had PPI on them - whether a refund had been asked for or not. It turns out that they had looked at a loan I had in 2005, which I had repaid but they'd take an additional payment by mistake.
So they've refunded me the overpayment - plus 10 years interest at 8% p.a.
Even after the taxperson has had their cut, the repayment is almost double the overpayment.