I go away for a year or so and people are still bashing the "220 - age" thing for estimating HR
max. Blimey.
Here's the point...
If you have no idea what your HR
max is then using the "220 - age" formula will give you a rough idea. It's that simple.
If you have more than "no idea" then you can choose to ignore it. If you're 30 and you've seen 195bpm on an HRM (recently) then that's what you use as your HR
max. It's not tricky.
As the link simonp provided on page 2 (
http://www.ntnu.edu/cerg/hrmax-info ) the variance among humans is huge.
It may not be accurate but in the absence of any other information, it's about as good estimate you can get from a simple equation like that.
1) With a formula of the form "x - age" then x=220 is the value that makes the best fit for data, any other value makes for a worse estimate (over the general population).
2) There are more accurate (i.e. the provide a better "fit" of the data) formulae available (but they're more complex and not easily doable in ones head), i.e. (208 - (age * 0.7)). See
https://en.wikipedia.org/wiki/Heart_rate#Formulae3) Nothing beats empirical measurement such as the "warm up, go quite hard for a bit, then go all out and then push a bit more" test.
Also remember that HR
max changes over times so it's worth keeping an eye on and remeasuring every so often (although a single bpm change over a year is not going to affect your zones that much).
So, in the absence of any other information, 220 - age is better than nothing.