er, me.
at the weekend, coming down from the top of my regular hill, overconfident with my descending skills came into a downhill junction too fast. glanced right, saw a car coming and slammed on the brakes. fishtailed all over road as my back wheel locked up. fortunately they saw me in good time and altough I was well over the line we both came to a halt about 8 inches apart. They were surprisingly sanguine about it.