I'm sure there's a restaurant somewhere in the South Downs that claims to have invented the banoffee pie (Google says The Hungry Monk in Jevington, so my memory doesn't lie, there's a plaque on the building). The inventor sounds like he might be of the Scotch inclination though.
I'd eat it with a spoon on principle.
Really, I can't have stuff like in the house. I'd just eat it all. That Belgian speculoos spread, while sounding like a medical sample, oh my, they semi-liquified biscuits and made them spoonable. This is the kind of science shit they should be doing at CERN with chocolate Hobnobs rather than chasing bosons or whatever. Who's wants boson spread? Not I. Bose-Einstein condensate ice cream might be alright.