BN
Daughter's flat got burgled while she was out celebrating her 21st birthday. Every laptop in flat stolen (4 students, 4 high-end laptops).
GN
She's coping with it remarkably well.
GN
Our house insurance covers her laptop
BN
Cover is only for force-able breakins. Someone left a window open (which is really rare, they are normally incredibly careful to check when they leave the flat) and they told the police the window was left open. So the insurance almost certainly won't pay out.